Financial Heath Check new

Financial health is about making sure that all aspects of your finances are in order and working for you - you need to look at the whole picture, not just one or two areas. So how is your financial health? Complete the checklist below to find out how much you know about your current financial situation. You can then decide what your next steps should be. (NB: Tick 4 NO if you are unsure)

Is your financial health on track?

Please complete all sections to ensure that your financial health calculation will be as accurate as possible.

Full Name: *

Email: *

Mobile Number: *

Date of Birth: *

Target Retirement Age: *

2. Investments

I know where all my Investments are and how much they're currently worth?
- yes
- no
- n/a
I understand the fundamental principles of investing, such as Investment risk and gearing?
- yes
- no
- n/a
I know which types of Investment provide the best returns suitable to my risk tolerance/comfort level?
- yes
- no
- n/a

3. Taxation

My partner is not working/works part time and we are taking advantage of spouse super contributions?
- yes
- no
- n/a
My Investments are structured to be tax effective?
- yes
- no
- n/a
I understand the advantages of salary packaging including salary sacrifice into super?
- yes
- no
- n/a

5. Insurance

I know exactly what Insurance cover my partner and I have?
- yes
- no
- n/a
If I became disabled or seriously I tomorrow, I could still pay my mortgage and service my debts?
- yes
- no
- n/a
I have enough Insurance to cover my family's needs should something happen to me?
- yes
- no
- n/a

6. Family Succession Planning

I have an up-to-date Will and have nominated an executor?
- yes
- no
- n/a
I have organised an end?
- yes
- no
- n/a
I am aware of the taxation implications of my current estate plan?
- yes
- no
- n/a

9. Are you aged 55-64?

I understand how annuities and account-based pensions can work for me?
- yes
- no
- n/a
I understand the benefits of a Transition to Retirement pension?
- yes
- no
- n/a

10. Looking to retire within 5 years

I am planning to retire in the next 12 months and understand what my Centrelink entitlements could be?
- yes
- no
- n/a
I know how much Income I would receive from my investments as they currently stand?
- yes
- no
- n/a
I am looking to retire early and have a strategic plan in place to achieve this?
- yes
- no
- n/a

11. Aged care planning

I have a friend or family member who may possibly require aged care accommodation in the near future?
- yes
- no
- n/a
I have a friend or family member who is already in a hostel or nursing home and wish to have their daily fees reduced?
- yes
- no
- n/a
I am aware of the issues should I choose to move into an aged care facility?
- yes
- no
- n/a

Company:

If you would like to have a chat with one of our qualified and experienced advisers, please click on their link below:

Bill has been in the financial services industry since 1981 and has been practicing as a fully qualified Financial Planner since 1997. Bill speaks "Superannuation" fluently and enjoys helping people understand what they have and what options best suit them.

Bill is authorised to provide advice on the financial strategies and products stated in this Financial Services Guide.

Gina has over 20 years’ experience in the financial services industry. Specialising in pre- and post-retirement planning, Gina enjoys working with clients to understand their financial objectives now and in the future.

Gina is authorised to provide advice on the financial strategies and products stated in this Financial Services Guide.

With an understanding built from his own experience of what is required to stay financially afloat during unforgiving times, an ability to explain the need for strategic future planning with the use of a postal stamp, and a penchant for cutting through unnecessary jargon, Karl aims to provide clients with a wealth management service that puts their financial goals within reach.

Karl is authorised to provide advice on the financial strategies and products stated in this Financial Services Guide.

Financial health check

Is your financial health on track?

Browse Our Site

Financial Heath Check new

Financial health check

Is your financial health on track?

Browse Our Site

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